According to GoChapaa Official, a stablecoin is a crypto asset designed to maintain a 1:1 value with the US dollar, exemplified by USDT where $1 USDT equals $1 USD (source: GoChapaa Official on X). According to GoChapaa Official, stablecoins aim to protect purchasing power from inflation and keep savings stable, reducing direct exposure to crypto price swings for users and traders (source: GoChapaa Official on X). According to GoChapaa Official, stablecoins are easy to send, supporting fast value transfer that helps traders move funds efficiently without taking BTC or ETH price risk during transfers (source: GoChapaa Official on X).

According to @GoChapaa, holding USDT in the GoChapaa Wallet provides a 1:1 USD-pegged stable value that is easy to move and can help traders park capital and reduce exposure to crypto price swings during turbulent markets, source: GoChapaa on X (Aug 15, 2025). USDT’s peg and redemption framework are described by Tether, supporting its use as a cash-like tool between trades to manage volatility, source: Tether Limited (official website and transparency materials). Because USDT mirrors the U.S. dollar, it does not hedge USD inflation, so purchasing power can still decline when CPI rises, source: U.S. Bureau of Labor Statistics (CPI data).